Underwriting

As a strategic partner for many investment banks, Luxoft has considerable experience in developing solutions for the automation of business processes associated with underwriting. Luxoft’s solutions for investment banking include automated lending through loan exposure management systems, loan origination and approval systems, scoring applications, underwriting databases and document management systems.

We provide extensive coverage of the underwriting process from the loan origination through the servicing, scoring, pooling, structuring, distribution and monitoring. Luxoft optimizes the collateralized loan obligation process by integrating asset management (i.e., DSCR, NCF, NOI computation) and accounting, enforcing due diligence procedures (i.e., CF, reserves, expenses, generation of invoices), analyzing pre-closing tax and insurance escrow, and providing rate lock capabilities.

Underwriting business processes are further enhanced with our solutions for the coordination of hedging workflows between portfolio management and securitization, ability to identify asset utilization excesses via CLO portfolio monitoring, and ongoing portfolio monitoring to avoid over-hedging of assets. Luxoft’s systems detect and monitor all business and credit events related to secured assets for timely adjustments to strategic positions.

Our document management solutions provide efficient access and maintenance to all content related to the underwriting of loans, securitizations and loan sales, thereby mitigating the operational risks associated with paper documentation.

Luxoft is committed to finding the best solution to for every challenge your business faces in the underwriting process.

For more information please contact our business representative